October 25, 2014
9:00 am - 4:00 pm
San Francisco Public Library
100 Larkin St.
San Francisco, California
Get directions »
The City and County of San Francisco and the Financial Planning Association of San Francisco invite you to attend San Francisco Financial Planning Day where you’ll be able to meet one-on-one with dozens of highly qualified Certified Financial Planner™ professionals to discuss your personal finance questions, concerns and interests.
Don’t miss this opportunity for a free, private consultation with an expert on a wide variety of personal finance issues, including debt management, retirement planning, investment strategies, income taxes, insurance, and estate planning, among many others!
And best of all, there are no strings attached! Financial planners are volunteering their time and will not pass out business cards, marketing materials or sell products or services. They will be stationed at tables and will meet with one individual or couple at a time, but there is no limit to the number of volunteers you can meet with.
In addition to one-on-one consultations, there will be a series of informative classroom workshops presented by top financial planners on a wide range of financial topics. Stay as little or as long as you’d like.
To learn more about the event, please refer to the FAQ.
How to Prepare
A little preparation can help you get the most out of your experience at the Financial Planning Day. Here are a couple of tips to help you prepare:
- Make a list of questions you want answered. Refer to the Financial Planning Topics to learn more about topics and questions you can address with financial planners.
- Bring relevant financial documents and a financial snapshot of your current financial situation. For a list of useful resources and tools to help you prepare, including customizable financial planning worksheets, refer to the Resources page.
10-10:50 Brent Nieser, My Retirement Paycheck
How will you pay yourself in retirement? You have many choices and opportunities to optimize your retirement decisions. Make the most of what you have and get a holistic look at your many retirement choices to grow and protect your retirement paycheck.
11-11:50 Kelvin Boston, Securing Financial Success in an Economic Mess!
An inspiring financial presentation that helps consumers understand how to pursue their financial dreams in spite of a slow economic recovery. It briefly covers the financial blues or financial fears caused by the great recession and they help consumers understand how to over come their fears and secure the financial success they desire.
1-1:50 Saundra Davis, Family Financial Policies
Learn how to create a systematic way for making financial decisions in this rapidly changing world.
1-4 Estate Planning Workshop (registration closed)
Shows why individuals need an estate plan and highlights some of the basic components of an estate plan.
2-2:50 Larry Pon and Laurie Nardone, Tax Planning in a Changing Tax World
Shows consumers how to be a tax “survivor.” Includes information on how to avoid tax mistakes while employing timeless tax strategies and tips that can help them better meet their life’s financial goals.
3-3:50 Investment Panel/Q&A- Vince Crivello, Gretchen Hollstein, And Jeff Stoffer, Investing Basics: Be A Smart Investor
Discuss how investing fits into an overall financial plan and provides information about investing and investing concepts.
Please register to attend as admission will be granted first to those who have registered. We will not sell your e-mail address or use it for any purpose other than communications about the Financial Planning Day.
Registration for volunteer financial planners is available here.
Online registration is closed. Members of the public can still attend by simply walking in and registering onsite.
CFP® professionals volunteering at the Financial Planning Days are highly qualified to discuss a variety of financial topics, and those topics fall in the categories listed below, followed by a set of sample questions related to that topic.
GENERAL FINANCIAL PLANNING
Purchasing a Home – Should I buy or rent? What type of mortgage should I get?
Debt Management – How do I reduce my overall debt?
Building a College Fund – How do I finance my child's college education?
Savings Goals – How much money should I have in my emergency fund?
Job Loss and Job Change – How do I financially plan for a job loss?
Foreclosure Assistance – How can I avoid losing my property to a foreclosure?
Change in Marital Status – How do I financially plan for a divorce?
Investment Strategies – How do I maximize gains and minimize taxes?
Asset Accumulation – How should I diversify my portfolio, given my risk tolerance?
Generating Investment Income – What investment vehicles should I consider to generate income?
Real Estate - Should I invest in real estate?
Building a Retirement Fund – What retirement vehicles should I consider when building my nest egg?
401(k) and 403(b) Plans – How do I pick the investments for my 401(k) or 403(b) plan?
IRA Accounts – Should I choose a traditional or Roth IRA?
Social Security – How much will I receive in Social Security benefits when I retire?
INCOME TAX PLANNING
General Tax Return Filing – Should I file my taxes as single or married?
Tax Reduction Strategies – What tax deductions can I take?
Charitable Contributions – How do I maximize the tax advantages of my charitable contributions?
Small Business Taxation – How can I position my small business to minimize my taxes?
Building an Inheritance – What estate planning vehicles should I consider when building an inheritance?
Wills and Trusts – Should I set up a will or a living trust?
Estate Tax Strategies – How do I reduce my estate taxes?
Incapacity Planning – How do I appoint a Power of Attorney?
Life Insurance Coverage – How much life insurance do I need?
Disability Insurance – Do I need additional disability insurance?
Long-term Care Planning – What kind of long-term care insurance should I consider?
Property and Casualty Insurance - How should I insure my home?
Managing Health Insurance – Does my family have adequate health insurance?
Health Savings Accounts – Should I open a Health Savings Account (HSA)?
Incentive Stock Option Plans – How is my investment income taxed?
Unless otherwise noted, the content, program names and related elements are owned collectively by the Financial Planning Days Consortium.
Copyright © 2014 Certified Financial Planner Board of Standards, Inc. All rights reserved.
We hope the following information helps answer your questions about the Financial Planning Day. If you have a question not answered here, please feel free to contact us at firstname.lastname@example.org or 877-861-7826.
- What is a Financial Planning Day?
- Who is organizing the Financial Planning Day?
- What makes the Financial Planning Day different from similar events?
- What type of advice can I expect to receive?
- Can you tell me a bit about the workshops?
- Do I need to register to attend?
- What is financial planning?
- What are the benefits of financial planning?
- Who are CERTIFIED FINANCIAL PLANNER™ professionals?
- Who are members of the Financial Planning Association?
- Important Information about the Financial Planning Day
What is a Financial Planning Day?
A Financial Planning Day is a free public event that gives you an opportunity to address your personal finance questions privately with professional financial planners who can help you find the answers you need. Highly qualified Certified Financial Planner™ professionals will volunteer their time and expertise to offer personalized advice and to present classroom style educational workshops addressing key personal finance topics. The advice and information provided by financial planners is free, and there will be no sale of products or services and no strings attached. We hope the Financial Planning Day will give you first-hand experience how financial planning can improve your life.
Who is organizing the Financial Planning Day?
The Financial Planning Day is organized by local city government and local chapter of the Financial Planning Association, in partnership with four national non-profit organizations – Certified Financial Planner Board of Standards, Financial Planning Association, Foundation for Financial Planning, and the U.S. Conference of Mayors. The event is part of the national Financial Planning Days initiative, a ground-breaking program involving city governments and thousands of financial planners nationwide, in an effort to provide free personal finance education and guidance to people across the country.
What makes the Financial Planning Day different from similar events?
What sets the Financial Planning Day apart from other similar events is that in addition to a wide range of educational workshops, individuals and families are able to receive personalized financial planning advice tailored to their unique situations, provided by experienced CFP® professionals who are volunteering their time and expertise. Volunteering financial planners do not sell financial products or services and they will not follow up with you after the event.
What type of advice can I expect to receive?
It depends on your questions and needs – you can ask about debt management or basic budgeting concepts, tax planning, mortgage, paying for college, retirement planning, estate planning or insurance, among many other things. Participating CFP® professionals are highly qualified to discuss a variety of personal finance topics and issues with you.
Can you tell me a bit about the workshops?
The Financial Planning Day will also feature a series of free, classroom-style educational workshops presented by top financial planners addressing key personal finance topics. For a list of workshops that will be offered, check out the agenda in the event overview tab.
Do I need to register to attend?
While walk-ins to the Financial Planning Day are welcome, admission will be granted first to those who have registered online. We expect a large crowd, so we encourage you to register early. It’s all free and we encourage you to invite your family and friends.
What is financial planning?
Financial planning is the process of meeting your life goals through the proper management of your finances. The financial planning process consists of six steps that help you take a look at the "big picture" of where you are financially. Using these six steps, you can work out where you are now and what you may need in the future in order to reach your goals, whether they are buying a home, saving for child’s education or planning for retirement or anything else:
- Gathering relevant financial information
- Setting life goals
- Examining your current financial status
- Coming up with a financial strategy or plan for how you can meet your goals
- Implementing the financial plan
- Monitoring the success of the financial plan, adjusting it along the way if necessary
What are the benefits of financial planning?
Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects other areas of your finances. For example, buying a particular investment product might help you pay off your mortgage faster or it might delay your retirement significantly. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. You can also adapt more easily to life changes and feel more secure that your goals are on track.
Who are CERTIFIED FINANCIAL PLANNER™ professionals?
CFP® certification is renowned for its rigor – it is granted to financial planners who hold a Bachelor’s degree, complete initial and ongoing financial education, pass a comprehensive examination, attain requisite professional experience in financial planning, and agree to provide financial planning services as a fiduciary – acting in the best interests of their clients. CFP Board’s disciplinary enforcement of its ethical standards further distinguishes CFP® certification from other industry designations.
CFP Board currently oversees more than 70,000 CFP® professionals in the U.S. who advise individuals and families on a broad range of personal finance topics, including retirement, estate planning, taxes, investments, budgeting and insurance, among many others.
Who are members of the Financial Planning Association?
Financial Planning Association members are those who commit to the highest standards of professional competence, ethical conduct and clear, complete disclosure to those they serve. They deliver advice using an objective, client-centered, ethical process. FPA membership consists of financial planners and all those who support the financial planning process.
Important Information about the Financial Planning Day
The professionals at the Financial Planning Day have volunteered to provide free general financial planning information. By accepting this information without paying any costs or fees, you expressly agree that you will hold all individuals and parties associated with this event harmless regarding any action you may ultimately decide to take in connection with information, conversations, advice or recommendations you may receive at the event. Any facts, recommendations or advice you may receive at the Financial Planning Day are for informational purposes only, and reliance on it is solely at your own risk. No client, representative or agent relationship may be formed at the event. The Financial Planning Days Consortium does not recommend or endorse individual professionals or professional services.
Unless otherwise noted, the content, program names and related elements are owned collectively by the Financial Planning Days Consortium.